Term life insurance is a simple and affordable way to help you meet short-term protection needs over a defined period of time – 10 to 35 years. It is ideal for those seeking basic coverage when insurance needs/financial risks are highest but available funds are limited – for example, a couple with young children and/or mortgage.
If you would like a quick quote Individual Term Life Insurance is about $50 per month for $150 K of Coverage. As for the quick quote of Spousal Term Life Insurance is about $100 per month for $300 K of Coverage. We Guarantee at the Lowest Rate. Rates may vary subject to Underwriting.
We would like to estimate at our 35 years term life insurance policy in order to take advantage of the low rate premium and high in coverage of the term life insurance policy.
Insurability: We encourage any young and healthy people to take advantage of our term life insurance policy. However, some people do get healthier when they are older age is still a factor for obtaining the term life insurance policy.
Waiver of Premium: Your ability to earn an income is your most valuable asset, worth far more than your car or home. Unfortunately, the likelihood of being unable to work due to an illness or injury is more common than most people realize. We will pay for your premiums until you are healthy and able to go back to work.
Smoking Clause: Smoking is an expensive habit which would be a factor to be considered for getting the term life insurance policy.
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