Death Benefit

Assuris guarantees that you will retain at least 85% of your death benefit. For policies that have a death benefit of $200,000 or less, you will retain the full amount of your benefit.

Individual Death Benefits are issued under:
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• Term Life
• Universal Life
• Whole Life
• Other life insurance products​

​Group death benefits are issued under group insurance policies

Health Expense

Assuris guarantees that you will retain at least 85% of your health expense benefits. For policies that have a health expense of $60,000 or less, you will retain the full amount of your benefit.

Individual Health Expense Benefits are issued under:
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• Critical Illness Insurance
• Supplementary Medical Insurance
• Travel Insurance

​Group health expense benefits are issued under group insurance contracts.

Cash Value

Assuris guarantees that you will retain at least 85% of your cash value under Assuris’ Cash Value Benefit. For policies that have a cash value benefit of $60,000 or less, you will retain the full amount of your benefit.
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Individual Cash Value Benefits are issued under:

• Universal Life
• Whole Life
• Segregated Fund Guarantee

Accumulated Value

Assuris guarantees that you will retain the amount of your investment up to a maximum of $100,000.

Individual accumulated value benefits includes accumulation annuities and other investment products such as:
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• Universal Life overflow accounts
• Dividend deposit accounts

Group accumulated values benefits are usually part of group retirement plans.